BREWERY INSURANCE

Say cheers to bespoke brewery protection

At Full Time Cover, we pride ourselves on first-rate, tailored policies…

With the brewery and microbrewery industry growing, you don’t want insurance cover that’s only a glass half full. Your beers are a carefully blended art, and your insurance policy should be the same.  With Full Time Cover, we are an independent broker and you can be sure that we’ll work with you to find the right protection for your brewery.

Let us help you to brew the recipe for success

You may have found that standard Commercial Insurance policies don’t quite make the grade. Whether you’re a small start-up or have multiple brewing locations, our team will take the time to get to know you, your business, your people and your brews, so that we can advise the best policy to suit you. We cover start ups to larger breweries, single brew pubs as well as distilleries.

Full Time Cover is a niche insurance broker that specialises in hospitality and breweries insurance. We are truly independent with a love and passion for what we do. We are always on hand to offer sensible risk management tips and advice, suitable to your size of brewery.

Key Features:

• Products Liability
• Employers’ Liability
• Brewing and equipment cover
• Product Recall
• Goods in transit
• Loss of stock
• Accidental contamination of your stock
• Loss of income
• Events

Goods in Transit Insurance

This is cover for your products or stock, whether it’s being collected or distributed by you – This is UK only as standard, but  we can extend this to outside the UK if needed.

A lot of cover is optional, and shaped around you, your needs and can be premium driven to fit budgets.

Product Recall Insurance

There is nothing more depressing than having to recall a batch of your product, your hard work and skill and knowledge, which may have been contaminated or defect along the way. Insurance covers you for the logistics in returning the stock and the stock itself. It makes the process marginally less heart-breaking.

FAQ for Brewery Insurance

Why would I need Public liability insurance in a brewery?

This is cover in place to protect you from a claim from a member of the public. If you allow the public in at any given time, either through touring of the brewery or guest food and drinks evenings, you will need public liability insurance. If someone injures themselves the cover in place will take care of defending your brewery in legal defences and compensation, if awarded.

Defending yourself can be extremely stressful and expensive if you don’t have expert advice on hand a phone call away.

Do I need to notify you when I want to make a new beer?

If you have product recall cover then yes you do. You are only covered for what you’ve told us you make so be sure to update your cover. Also, if new equipment is installed its important the policy is updated.

Full Time Cover is a niche insurance broker that specialises in hospitality and breweries insurance. We are truly independent with a love and passion for what we do. We are always on hand to offer sensible risk management tips and advice, suitable to your size of brewery.